![]() And, while LightStream doesn’t offer a mobile app for loan management, customers can access their account through .Įligibility: LightStream requires a minimum FICO credit score of at least 660 to qualify for a personal loan. and Puerto Rico, and applicants can contact the lender’s customer support team seven days a week current borrowers have access to customer support from Monday through Saturday. LightStream offers loans in all 50 states plus Washington, D.C. LightStream will beat a competitor’s interest rate by 0.1% for applicants who meet certain criteria. It also offers a 30-day loan experience guarantee to ensure borrower satisfaction, Covid-19/hardship assistance and a rate-beat program. Well-qualified borrowers who enroll in autopay also will have an opportunity to receive a loan with interest rates as low as 2.49%, the lowest on our list. In addition to offering appealing and flexible terms, LightStream charges no origination, late payment or prepayment fees. Repayment terms are available from two to seven years, making it an excellent option for those who want to pay off big expenses over time. Although a number of lenders offer smaller loans than the LightStream minimum, few lenders offer a higher maximum loan. ![]() The platform offers unsecured personal loans from as little as $5,000 to $100,000. LightStream is a consumer lending division of Truist-which formed following the merger of SunTrust Bank and BB&T. Be sure to confirm available APR ranges and loan details, based on your desired loan purpose, with your lender before applying. ![]() Keep in mind, some lenders make specific rates and terms available only for certain loan purposes. While we update this information regularly, the annual percentage rates (APRs) and loan details may have changed since the page was last updated. The above personal loan rates and details are accurate as of September 1, 2023. One to seven year for customers (one to five years for noncustomers) Compare rates from participating lenders via Forbes Advisor
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